Friday, December 13, 2013

exam study guide !

LOOK OVER ALL PAST TESTS !!!!!!

Study Guide to the Semester Exam - Human Geo - Fall 2013

Things I need to know are in red
1.      Introduction (Excellence)
a.      A Letter to Garcia- definitions and info to know to know; agora, arête, polis, also I need to know why the letter was written what is it about what happens in it etc.
b.      Socrates/ancient Greeks- why the year 508 bc was important, who was Socrates, his death (detail on why he died), the Socratic method, what “idiot” meant back then, know Socrates famous quote which should be in every human geo essay
c.       Did You Know?/Shift Happens- what was the main point of the video, some examples used in the video, etc.
d.      Globalization- what is globalization, know some examples of what we learned about (Nike)
e.       Infrastructure- what is infrastructure, examples of it, what I know about it

Things to know are in blue
2.      Population and Migration
a.       Population pyramids- what are the different types of pop. Pyramids, what do the different types mean (are they good bad etc.)
b.      crude birth rate, crude death rate, RNI, TFR- I need to know what these things are, some examples of them, what the acronyms stand for/what they are
c.       immigration/emigration, NMR- I need to know the DIFFERENCE between immigration and emigration, and what NMR stands and what it is
d.      push forces, pull forces- know some examples of pull and push forces and what they mean
e.       developed nations, developing nations- know the difference between developing and developed nations, some examples of them
f.        God Grew Tired of Us- know the main characters in the movie, what it was about, why it was created, what the point of it is

Things to know are in green
3.      Cultural Geography
a.       language (bilingual nations, official language)- what are the different languages, what do they mean, what is the world language for business
b.      major religions (Christianity, Islam, Hinduism, Judaism, Buddhism)- know the different religions, the Abrahamic religions, and the rankings of the religions from most to least popular, know specific differences between the religions
c.       ethnic heritage- know what ethnic heritage is and what it means
  
Things to know are in orange
4.      Political Geography
a.       Country, nation, state, nation/state- what is a country, nation, state, nation/state, what is the differences between them all, why are they important
b.      World Leaders of the 12 nations we studied (plus the US)- know the 12 different world leaders and what countries they serve, what are their titles, important and interesting facts about each
c.       type of government, leader and title, recognize photographs- same as above, titles, and what kind of government is the state

Things to know are in purple
5.      Economic Geography
a.       Microfinance- know what microfinance is, why it’s important, examples of it, microloan, micro entrepreneur, what are these two things what are they used for, what kinds of people receive these loans, what are the loans used for, bill and Melinda gates, examples of the malaria problem, etc.
b.      Infrastructure- know what infrastructure is, why it’s important, examples used for it, countries used in, etc.
c.       Kiva- know what kiva is, know the average loans sizes and payback rate, what kinds of people are on kiva, how many people a year receive loans, why they use them, basically know the numbers from the quiz on it.
d.      Peace Corps- know what a peace corps is, what are they used for, examples from the peace corps challenge game, what kinds of people are in peace corps, what are they for, etc. 

Thursday, December 12, 2013

exam ready !

Today we talked, about how to study for Mr. Schicks exam. He gave us many ways to study such as:
- My blog or Mr. Schicks blog
- Notes
- Old tests

We then went over many things that will be on the test. I need to know all the definitions since the beginning of the year.

  • Total Fertility Rate
  • Crude Death/Birth rate
  • Agora, Socrates, Socratic Method
  • push/pull forces
  • globalization
  • Rate of Natural Increase
  • Immigrants/ Emigrants
  • 2.1 -> POPULATION WILL STAY THE SAME
  • Christmas tree, Cup, and CupCake - Population Pyramids
  • Baby Boom
  • Cultural Geography
  • Religions
  • Leaders

nelson

We went over the microfinance test. After that, we talked about Nelson M.'s life and funeral. We talked about how Dilma showed up at Nelson's funeral. Nelson was sentenced to life in prison for protesting. He was imprisoned for 23 years for protesting against equal rights for different races. He finally got released after 23 years. In prison he was in a small room with no bed and dirty toilet. He continues protesting after he gets out. He ran for president and won in Africa. He was seen as a world leader. Lived to be 95 years old.

Wednesday, December 4, 2013

:3 Test Questions for Human Geo    
                   Steven Kucther, Hailey Ishak, Ellie Gottschalk, Stephanie Imbierowicz, Carly Schofield, Austin McMillan


1. who is microfinance used for ? - it is used for people to start up a business or to keep a business going or just to help people who need a small loan.
2. what is a common use for a micro loan? - starting up new businesses, products, clinics, machinery, furniture, and schools  
3.What is a microloan? Loans people money to help them get a kick start in a small business that they think will be beneficial to their village or town
4.what is mocrofinance? A general term to describe financial services to low-income individuals or those who do not have access to typical banking services.
5. Who has the most supply of mosquitoes nets? Bill and Melinda Gates
6.what is the difference between developing countries and developed countries?- developing usually have lower levels of affluence and higher levels of unemployment, developed countries have the
7. what is malaria?  - malaria is a wide spreading disease that is transmitted by getting from a mosquitos
8.why do poor people pay more for loans? -micro lenders don’t get paid as much so poor people have to pay higher loans
9. What is a microlender? An organization that makes business loans to individuals who arent able to obtain financing from traditional lenders.
10.In developing countries the majority of the population is? Poor
11. How is giving Microloans better than just regular donations to charity? This way you're not just giving them many for no reason but you're giving them a kick start to make a successful business and in the end it’s their responsibility to pay you back for your help.

12.give 3 problems in developing countries that can be solved by microloans: malaria, drought, clean water

Tuesday, December 3, 2013

microfinance

  • microfinance is a general term too describe financial services to low-income individuals or to those who do not have access to typical banking services
  • microloans loans people money to help them get a kick start  in a small business that they think will be beneficial to their village or town 
  • microloans also helps investments in infrastructure, education, and legal reforms (these people are called microentrepenurs) 
  • Microfinance provides people who don’t have the money to get a loan to start a business, pay for medical attention, pay for schools, etc.
  • It helps small businesses start up and stay running. This helps the local economy it also helps pay for insurance.
  • If you get sued, the microfinance will help it get started again, or if your small business gets damaged, they will provide you the money to get your business back on track so you can start making money again.
  • Microfinance is an opportunity for the less fortunate people to have stuff that they usually would not be able to afford or start up.
  • Microfinance allows poor people to build their assets, for example by getting land, Constructing or improving their homes and purchasing livestock.              
in most developing countries, the majority of the population are poor, but it is the poor people who are least likely to be helped by regular banks. 

Problems in developing countries that can be helped by Microfinance-
  • Malaria 
  • Drought
  • Clean Water

Malaria is a life-threatening disease transmitted by mosquitoes.  It was once thought that the disease came from fetid marshes, hence the name mal-aria (bad air).  In 1880, scientists discovered the real cause of malaria: a one-cell parasite called plasmodium.  Later they discovered that the parasite is transmitted from person to person through the bite of a female Anopheles mosquito, which requires blood to nurture her eggs.
Every year, malaria causes 655,000 deaths.  Every minute, a child dies from malaria.  
Right now, International Medical Corps is on the ground to combat malaria and help save lives.   

- doctors are trying to figure out how to make a vaccine for malaria.  “An important part of this process is understanding the mechanisms of naturally acquired immunity to malaria.” 

- “International Medical Corps is committed to to fighting malaria around the world through treatment, prevention, and educational activities.  We integrate our anti-malaria programs into all primary health care services.  We work with governments to successfully introduce new malaria protocols and new drug combinations.  International Medical Corps supplies many health centers while simultaneously building the capacity of health providers.”  
  • Loans help people with small businesses to get a kick start on what they want to do.
  • They may get funds, structure investments, housing, and help for the economy in small areas near by.


  • With more small businesses, there won’t be as many large corporations.
    • This means that wildlife areas in villages will be healthier because of reduced fumes from factories.

  • This means that people will have a better quality of living. Areas that are consumed by large corporations have pollutants in the air and unhealthy living conditions

A microlender is an organization that makes business loans to individuals who are not able to obtain financing from traditional lenders. Microlenders typically charge higher-than-average interest rates; their maximum loan is usually $25,000 or less. Recipients of micro-loans are typically individuals in poverty or in development zones in the U.S., or who live in developing nations.


  • Clients are too poor to pay interest as well as repaying the loan capital, so projects have low or no interest rates.
  • Clients need a large lump sum to restart activities after a conflict, so loan sizes are large (for example, more than one-fifth of annual income).
  • Clients prefer to use the loan for agricultural activities, so projects have long loan terms (six months to one year).
  • Clients have often lost all their assets and have no collateral, so projects use group-based methodologies.
  • Clients need micro-finance to kick-start their businesses, so projects are impermanent.
  • The remit of the organisation is to assist the poorest households, so projects target the most vulnerable households.
At Peace Corps online, there was a simulation of a small village. The objective was to interview every person who had an idea for a small business. There were about five people you could interview. After you gathered all of the information, there was a decision that had to be made. One person’s idea was to be picked in order to get a microloan. The decision was based on our opinion and what we thought was best for the village to help it thrive in the future.


  • The climate in the region affects the farming which is relied on in many because they are not as developed as other places.
  • The weather is unpredictable.
  • Many times there won’t be as much rainfall that is needed for the crops to survive, these times are called droughts.
  • Other times there is too much rain, this leads to many of the crops getting washed away because they are already full of water and can’t take any more in.
  • Both resulting in little/no crops.


In order to improve microfinance, we need to think of a solution to give people a chance to have a better life. When people need money, they need a loan.This will help them escape poverty. It should be something that people can lean on.Those people can get a loan from people who have money and then once the people who are borrowing can escape poverty, then they can pay the people back.Then the system works because people can get money back and help to escape poverty. A great example of this is Kiva, a website for sharing microloans.

Peace corps volunteers are working on business issues and are focus on increasing family income, improving the environment for business, educating young people, and helping business find markets for traditional products  

Wednesday, November 27, 2013

Friday, November 22, 2013

my totally not copy and pasted retake study guide!

Afghanistan is an Islamic republic headed by President Hamid Karzai
He emerged as a resistance leader under Taliban rule and worked to undermine the regime.

He is well versed in several languages, including his native Peshto, Persian, Hindi, French and English.

Several times in 2001, Karzai warned the United States that the Taliban were connected with al Qaeda and that there was a plot for an imminent attack on the United States, but his warnings went unheeded.

Brazil is a federal republic headed by President Dilma Rousseff
She opposed Brazil’s military dictatorship of the 1960s and ‘70s, and served three years in prison, where
she was repeatedly tortured.

She has been divorced twice.

She has a degree in economics, and now rules the country with the eighth-biggest economy in the world.

She underwent chemotherapy for lymphoma in 2009, and is now in remission.

China is a communist state, ruled by President Xi Jinping
Xi Jinping is the son of revolutionary veteran Xi Zhongxun, one of the Communist Party's founding fathers.

He married folk singer Peng Liyuan, who also holds the rank of army general, in 1987. To many in China, 

Ms. Peng was the better-known half of the couple before Xi Jinping became leader of the Communist Party.

The couple have a daughter named Xi Mingze, who is studying at Harvard University in the US.

France is a republic headed by Francois Hollande
Hollande has no previous experience in a national government position.The mother of his four children is 

Ségolène Royal, with whom he shared a 30-year relationship.

was born in 1954 in the city of Rouen to an extreme-right physician father and progressive social worker mother. 

Germany is a federal republic headed by President Joachim Gauck and Chancellor Angela Merkel
Graduated from University of Leipzig in 1978 with a degree in physics and physical chemistry; earned a PhD in quantum chemistry from the German Academy of Sciences in Berlin in 1986
Has been Chancellor since November 2005
Merkel has earned the top spot on the FORBES list of Most Powerful Women in the World for eight of the past 10 years.

India is a federal republic headed by President Pranab Mukherjee
He taught Political Science at the Vidiyanagar College, and worked as a journalist before entering politics.
Mukherjee was rated as one of the best finance ministers of the world in 1984 and was adjudged the best parliamentarian in 1997.
He had a conflict with Rajiv Gandhi (who took over as Prime Minister from his mother Indira after she was assassinated in 1984) and started his own party – Rashtriya Samajwadi Congress.

Iran is a theocratic republic, ruled by Supreme Leader Ali Hoseini-Khamenei, and President Hasan Fereidun Ruhani
In 1963, took part in street protests against the U.S.-backed Shah of Iran. After the uprising was quashed, Khamenei was exiled. Khamenei was imprisoned multiple times and, in 1975, was internally exiled to a remote region in southeastern Iran.
Was elected President of Iran in 1981 and re-elected in 1985.  Became Iran’s Supreme Leader in 1989.
Mr. Rouhani has held several parliamentary posts, including deputy speaker and has also served on the Supreme National Security Council.
Was just elected President of Iran - June 2013
He has been openly critical of the outgoing president, saying Mahmoud Ahmadinejad's "careless, uncalculated and unstudied remarks" have cost the country dearly.

Israel is a parliamentary democracy, headed by President Shimon Peres and Prime Minister Binyamin Netanyahu
Shimon Peres was born in Belarus. To escape the persecution of Jews there, the family fled to Palestine in 1934.
When Arab forces launched their attack on the new state of Israel in 1948, Peres was given the chief responsibility for securing military equipment for Israel from abroad.
Later he organized Israel's nuclear program and is regarded as the father of Israel's atomic bomb.
As Israel's Minister of Foreign Affairs Shimon Peres was in charge of the Israeli negotiations during peace talks with the Palestinians.  In the autumn of 1994 he shared the Nobel Peace Prize with his own Prime Minister Yitzhak Rabin and the Palestinian leader Yasser Arafat.
As a child and youth he lived with his family in the US in the years 1956-58 and again in 1963-67
After his brother Jonathan (Yonni) was killed, in July 1976, in the course of the Entebbe Operation, of which he was one of the commanders, Netanyahu returned to Israel and started to advocate international cooperation in fighting terrorism.
Quote: "There are those who say that if the Holocaust had not occurred, the State of Israel would never have been established. But I say that if the State of Israel would have been established earlier, the Holocaust would not have occurred."

Mexico is a federal republic headed by President Enrique Pena Nieto.
He was the eldest of four siblings in a middle-class family; his father, Gilberto Enrique Peña Del Mazo, was an engineer for the electric company and his mother, María Del Socorro Nieto, a schoolteacher.
Reports that he fathered two children in extramarital affairs while his wife Monica raised the couple’s 3 children, plus the investigation into the sudden death of his wife at home in 2007, have prompted many to call him the Teflon candidate because trouble seems to slide off him.
Two years later he announced his engagement to soap opera actress Angelica Rivera.  Rivera became his wife in a star-studded wedding ceremony two years ago and is now the first lady of Mexico.

Saudi Arabia is a kingdom ruled by Abdallah bin Abd al-Aziz Al Saud, who is both King and Prime Minister
He has fathered 22 children, the youngest when he was 79.
He is worth approximately 21 billion dollars.
He was appointed commander of the Saudi Arabian National Guard, a post he was still holding when he became king.
In November 2007, King Abdullah visited Pope Benedict in the Apostolic Palace. He is the first Saudi monarch to visit the Pope.  In March 2008, he called for a “brotherly and sincere dialogue between believers from all religions.”
In 2011 he granted women the right to vote and run in future municipal elections, the biggest change in a decade for women in a puritanical kingdom that practices strict separation of the sexes, including banning women from driving (the only country in the world with such a ban).

The United Kingdom is a constitutional monarchy and Commonwealth realm, ruled by Prime Minister David Cameron and Queen Elizabeth II
At the age of seven, the young Cameron was packed off to Heatherdown, a highly exclusive preparatory school, which counted Princes Edward and Andrew among its pupils. Then, following in the family tradition, came Eton, Britain’s top private school.
His first child, Ivan, who was born profoundly disabled and needed round the clock care, died in February 2009.
The experience of caring for Ivan and witnessing at first hand the dedication of NHS hospital staff, is said by friends to have broadened Mr Cameron's horizons. He had, friends say, led an almost charmed life to that point.
Cameron is the youngest Prime Minister (43 when he took office) in over 200 years.
Elizabeth became queen on February 6, 1952, and was crowned on June 2, 1953.  Her reign has lasted 60 years - and counting.

Venezuela is a federal republic headed by President Nicolas Maduro Moros
Nicolás Maduro Moros worked as a bus driver before becoming politically active in the early 1990s.
Maduro was introduced to Hugo Chávez in 1992, after Chávez and other disenchanted members of the military were imprisoned for an attempted coup and Maduro began campaigning for  Chávez's release. (Chávez was released in 1994 and won election to the presidency four years later.)

After President Chávez won a third term in October 2012, he selected Maduro to serve as vice president. Maduro worked alongside the outspoken president, serving as one of his closest advisers as well as a loyal spokesman, until Chávez's death at 58 on March 5, 2013, from cancer.

Tuesday, November 19, 2013

new unit

microfinance - Microfinance is a form of financial services for entrepreneurs and small businesses lacking access to banking and related services. In some regions, for example southern africa, microfinance is used to describe the supply of financial service.s to low-income employees, which is closer to the retail finance model prevalent in mainstream banking.
to learn more about microfinance click the following link and watch the video-  http://www.kiva.org/about/microfinance

peace corps -The Peace Corps is a volunteer program run by the united states government. The stated mission of the Peace Corps includes three goals: providing technical assistance; helping people outside the United States to understand American culture; and helping Americans to understand the cultures of other countries. 
more information on peace corps on the following website-  http://questgarden.com/127/06/6/110922072712/index.htm

today in class we talked about the two definitions above and we had time to explore the websites in depth. the first website we went over was the website that talked all about microfinance and how it is affecting places like Africa, etc.. also on that site there were many links in the process page that took you to other websites about peace corps and how people in eastern africa use there cell phones as a mobile bank, they pay bills, give and recieve loans, all on there phone. in our society we would say that is very common to have that oppurtunity, but when you think and hear eastern Africa, you don't necessarily think technology and cell phones so it is very interesting. anyone who does not know of microfinance they should look at these websites and explore and do the activities as i did


Friday, November 8, 2013

world leaders

mexico-president Enrique Pena Nieto, 2nd most powerful man in mexico, he had a law degree in hand when he took his place as president, eldest of four siblings, came from a middle class family

china- Xi jinping, only received ONE vote against him in the election, described as hardworking and down to earth, son of a revolutionary veteran, married folk singer peng liyuan, has a daughter studying at Harvard university in the U.S.

India- president Pranab Mukherjee, became a Gandhi loyalist and is described as her "man for all seasons", takes part in the four-day rituals mirati village, professor and journalist, rated one of the best finance ministers in the world in 1984, had conflicts with rajiv Gandhi and started his on political party

Afghanistan- president Hamid Zarzai, many people plotted to attempt to assassinate Zarzai, recieved many honors and awards in his career from famous government institutions, emerged as a resitance leader under taliban rule and worked to undermine the regimen, versed in several languages, warned the united states about the talibans several times in 2001

Germany- president Joachim Gauck, born of a family of sailors in eastern Germany, wrote on soviet concentration camps, also chancellor Angela merkel, graduated from the university of leiping with a degree in physics and physical chemistry, has been chancellor since 2005, top spot on FORBES for the most powerful women in the world for 8 of the past 10 years

united kingdom- queen Elizabeth the second and David Cameron, first child of the duke of York, she was the third in line for the thrown, Cameron attend a highly exclusive prep school, and the youngest prime minister at the age of 42

France- president Francois Hollande, after his inauguration he was elected prime minister, earned several national and foreign honors, no previous experience in a national government, mother was a social worker and father was a physician

Brazil- president Dilma Rousseff, she overcame cancer during her reign as president (lymphoma) , was married twice in her lifetime (divorced) , tortured in prison for about 21 days, opposed the military dictatorship, degree in economics

Venezuela- president Nicolas Maduro Moros, former bus driver, son of a union leader, after he won a third term, Maduro was selected as vice president
\
Saudi Arabia- king and prime minister Abdullah bin Abdulaziz Al Saud, born of a family with 9 other brothers and sisters, commander of the Saudi national guard, 22 children, worth about 21 billion dollars, country made laws for women not having the right to drive

Iran- supreme leader Ali Hoseini- Kahmeni, took part in street protest against the shah of Iran, elected president then re-elected president then became supreme leader

Israel- president Shiman Peres, held several diplomatic and military positions, grew up in his grandfather's home and was educated by him, ordered a nuclear program, considered father of Israel's atomic bomb